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Get College ready
Free day-to-day banking and student loans from your Credit Union
Getting ready for college?
We can help with your finances before you go so you can focus on enjoying your college experience when you get there. We’ll help you budget for college and calculate your expenses so not only will you know the costs of attending college, but you’ll be prepared for going. Credit Unions help students finance college. It’s an exciting time for you and we want to give you confidence that you can afford it.
Student Current Account
Our Current Account gives you instant access to your money through our Visa Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students!
Student Loans
Credit Unions are renowned for helping students finance college and helping them achieve their educational goals. We offer a reduced rate loan to students and flexible repayments.
Parental Loans
A parent or guardian can apply for a personal loan for the purpose of assisting you with your studies.
Other Services
Why not get in touch with your credit union to find out what other supports and services we provide that will help you prepare for your college year.
Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability. access credit in the future.
Important information
In order to open a Student Current Account and avail of a fee concession, you must be aged 12 years or over, resident in the Republic of Ireland and in full time education. Accounts can be opened by Members aged 12 and over with Parental Consent required for Members aged under 16 years. Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. Terms and Conditions apply. For overdrafts and loans, you must be 18 years or older. Lending criteria, terms and conditions apply. A parental/guardian guarantee may be required.
Visa is a trademark owned by Visa International Service Association and used under license. This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Apple Pay is a trademark of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC.
On the Move? Manage your money anywhere, anytime
If you’re already registered for First Choice CU online access, all you have to do is download the our Mobile App and you’re ready to go!
Google Play
Scan or tap the QR code and download our Android App
App Store
Scan or tap the QR code and download our Apple App
Features & Benefits
- Free day-to-day banking
- Mastercard Debit Card with Contactless
- Online & Mobile banking
- Overdraft for emergency funds
- Student Loans with reduced interest rates

