Community Loan

From just 5.25% (5.38% APR)

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This loan has been designed to offer local community groups, organisations, and charities access to capital to help make their vision become a reality. This loan has been developed to support projects and initiatives within the following areas: sport and recreation, culture and heritage, the arts, health of the community, natural environment projects and youth, welfare, and amenities.

No penalties for early or lump-sum repayments

Flexible repayment options

Borrow up to €400,000

Repayment terms up to 20 years, depending on amount borrowed

Representative example

Fair pricing from your local credit union!

Cultivate Agri Unsecured Loan

  • Amount: €50,000
  • Loan Rate: 6.00% (APR 6.17%)
  • Loan Term: 10 years (120 months)
  • Monthly repayment: €555.17
  • Total cost: €16,617.35
  • Total amount: €66,617.35

Cultivate Agri Secured Loan

  • Amount: €200,000
  • Loan Rate: 5.25% (APR 5.38%)
  • Loan Term: 15 years (180 months)
  • Monthly repayment: €1,607.95
  • Total cost: €89,412.30
  • Total amount: €289,412.30

Examples correct as at 02/04/2026 

How do I enquire?

What you need to avail of our incredible offers.

Because of the typical transaction size, we are available by appointment to meet you to discuss your Cultivate Agri Loan proposal in any of our offices in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. Please contact a member of our lending team on 094 9022969 or email loans@fccu.ie.

Ready to apply?

Please note: You must be at least 18 years old to apply for a loan.

Have questions or need assistance?
Email: loans@fccu.ie
Call: 094 902 2969

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Loans are subject to approval. Terms & Conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: The cost of your repayments may increase