Affordable Green Loans from First Choice Credit Union
Green loans with rates from as low as 5.40% (5.55% APR) with flexible repayment terms and free* loan protection insurance. The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in savings for unsecured loans.
Fast loan decisions (Typically within 24 hours)
Free loan protection insurance. T&C’s Apply
No penalties for early or lump-sum repayments
No minimum savings or membership period required
Borrow up to €100,000
Repayment terms up to 7 years, depending on amount borrowed
Green Loan For Home Upgrades
Purpose may be for Home Upgrades which include energy efficiency measures, which MUST be one of:
- Insulation (external walls, attic, etc.).
- Replacement of windows and/or doors
- Installation of solar PV panel system.
- Heat pump installation.
- Installation of electric vehicle charger.
- SEAI Grant Approval specifying any/all of the above measures will be sufficient evidence of loan purpose to avail of the green discount.
Green Loan For Plug-In Vehicle
Purpose may be for a plug-in vehicle:
- May be an Electric Vehicle or Hybrid, but MUST be plug-in
- Green loan term for vehicle purchase will be maximum 5 years.
What will my loan repayments be?
You can borrow up to €100,000, even as a new member, no savings history or waiting period required.
Max Loan Term :
9.82%
9.82%
9.82%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Representative example
Fair pricing from your local credit union!
Loan amount
€40,000
Interest rate - APR
7.12%
Loan term
5 years
Total interest
€7,412
Montly repayment
€790
Total cost of credit
€47,412
How do I apply?
What you need to avail of our incredible offers.
The loan application process is quick and secure. You’ll be asked some standard questions about your loan purpose and your household income and expenses.
You may need to provide:
- 3 most recent consecutive payslips
- Proof of any additional household income
- Personal bank statements from the last 3 months
NOTE: Additional documentation may be requested depending on your circumstances. Learn more.
Once your documents are received, one of our team members will contact you as soon as possible with an update.
Ready to apply?
Please note: You must be at least 18 years old to apply for a loan.
Have questions or need assistance?
Email: loans@fccu.ie
Call: 094 902 2969
