Reduction in Home Loan rate to 3.85%

First Choice Credit Union Announces Reduction in Home Loan Rate to 3.85%

First Choice Credit Union are delighted to announce a reduction in its standard home loan interest rate from 4.00% to 3.85%, reaffirming its commitment to delivering greater value and financial support to its members.

The new lower rate will apply to both new and existing eligible mortgage customers, helping homeowners reduce monthly repayments and making home ownership more accessible for first-time buyers.

“This rate reduction reflects our ongoing focus on supporting our members through competitive, fair, and transparent lending,” said Michael Boland, Head of Lending at First Choice Credit Union. “We understand the financial pressures many households face, and we’re proud to take a step that can make a meaningful difference.”

The revised rate positions First Choice Credit Union as a strong alternative to traditional lenders, offering local, member-focused service alongside competitive mortgage products. Members will also continue to benefit from flexible repayment options and personalised support throughout the life of their loan.

First Choice Credit Union encourages members interested in reviewing their mortgage or exploring home loan options to contact their local branch in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. Alternatively, click here now to go to our loans webpage.